Account-Based Pension Minimum Drawdown Calculator
Calculate statutory minimum annual pension drawdown percentages (4% to 14% based on age) from your superannuation retirement phase income stream.
Calculate statutory minimum annual pension drawdown percentages (4% to 14% based on age) from your superannuation retirement phase income stream.
Calculate statutory minimum annual pension drawdown percentages (4% to 14% based on age) from your superannuation retirement phase income stream. Calculate exact, penny-accurate projections compliant with 2026 ATO • Reserve Bank of Australia (RBA) standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
Minimum Annual Pension = 1 July Account Balance × Statutory Age Factor (4% to 14%)Earnings within the pension account are 100% tax-exempt.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual ATO tax rates, superannuation rules, RBA cash rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult an ASIC-licensed financial advisor or CPA prior to executing financial commitments.
An account-based pension is an income stream purchased with your superannuation when you retire. Earnings on investments in the pension phase are completely tax-free (0%).
No. Federal superannuation law mandates that a minimum percentage must be withdrawn at least once each financial year based on your age on 1 July.
No. Once you turn 60, both pension payments and lump-sum withdrawals from a taxed super fund are completely tax-free and do not need to be declared on your tax return.
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