Australian State Transfer / Stamp Duty Calculator
Calculate property purchase stamp duty across NSW, VIC, QLD, WA, SA, TAS, ACT, and NT with first-home buyer exemptions and foreign buyer surcharges.
Calculate property purchase stamp duty across NSW, VIC, QLD, WA, SA, TAS, ACT, and NT with first-home buyer exemptions and foreign buyer surcharges.
Calculate property purchase stamp duty across NSW, VIC, QLD, WA, SA, TAS, ACT, and NT with first-home buyer exemptions and foreign buyer surcharges. Calculate exact, penny-accurate projections compliant with 2026 ATO • Reserve Bank of Australia (RBA) standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
Exemption threshold for NSW is $800,000.00.
Stamp Duty = Base Duty + (Property Value - Bracket Min) × Bracket Rate - First Home Concession + Foreign SurchargeCalculates residential property conveyance duty across all 8 Australian states and territories (NSW, VIC, QLD, WA, SA, TAS, ACT, NT), factoring in first-home buyer exemptions and foreign purchaser surcharges.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual ATO tax rates, superannuation rules, RBA cash rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult an ASIC-licensed financial advisor or CPA prior to executing financial commitments.
Transfer (stamp) duty is levied by state and territory governments, not the federal government. Victoria and New South Wales generally have higher rates, while the ACT is progressively phasing stamp duty down in favour of general rates.
Most states offer full stamp duty exemptions up to a threshold (e.g. $800,000 in NSW, $600,000 in VIC, $700,000 in QLD) and concessional discounted rates up to higher caps.
Foreign citizens who are not Australian permanent residents or citizens must pay a foreign buyer surcharge (typically 7% to 8%) on top of standard stamp duty.
Most states offer full exemptions or partial concessions for first-home buyers. For example, in NSW, homes up to $800,000 are completely exempt; in Victoria, full exemption applies up to $600,000; and in Queensland, exemption applies up to $700,000.
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