Centrelink Child Care Subsidy (CCS) Calculator
Calculate your family's Child Care Subsidy percentage (up to 90% for income under $83,280) and out-of-pocket daycare costs per hour.
Calculate your family's Child Care Subsidy percentage (up to 90% for income under $83,280) and out-of-pocket daycare costs per hour.
Calculate your family's Child Care Subsidy percentage (up to 90% for income under $83,280) and out-of-pocket daycare costs per hour. Calculate exact, penny-accurate projections compliant with 2026 ATO • Reserve Bank of Australia (RBA) standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
Government pays $359.00/week towards your fees.
Subsidy Amount = Subsidized Hours × min(Hourly Fee, $14.29 Cap) × Subsidy %Subsidy % starts at 90% for income ≤ $83,280 and tapers by 1% per $5,000.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual ATO tax rates, superannuation rules, RBA cash rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult an ASIC-licensed financial advisor or CPA prior to executing financial commitments.
The subsidy percentage depends on your family's adjusted taxable income, starting at 90% for families earning up to $83,280 and reducing by 1 percentage point for each $5,000 of income up to $533,280.
Services Australia sets an official hourly rate cap (e.g. $14.29 for centre-based long day care). The government subsidizes up to this cap; any hourly fees charged above the cap must be paid 100% out of pocket.
Yes! Families with more than one child aged 5 or under in care can receive up to a 95% subsidy for their second and subsequent children.
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