Franking Credits & Dividend Imputation Calculator
Calculate grossed-up dividend income, 30% company franking credits, and personal tax liability or cash tax refunds from the ATO.
Calculate grossed-up dividend income, 30% company franking credits, and personal tax liability or cash tax refunds from the ATO.
Calculate grossed-up dividend income, 30% company franking credits, and personal tax liability or cash tax refunds from the ATO. Calculate exact, penny-accurate projections compliant with 2026 ATO • Reserve Bank of Australia (RBA) standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
Total net cash kept after tax settlement: $6,800.00
Franking Credit = Cash Dividend × (Tax Rate ÷ (1 - Tax Rate)) × Franking %Net Tax = (Gross Dividend × Marginal Tax Rate) - Franking Credit.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual ATO tax rates, superannuation rules, RBA cash rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult an ASIC-licensed financial advisor or CPA prior to executing financial commitments.
Franking credits represent company tax already paid by an Australian company on its profits before distributing dividends. They prevent double taxation of corporate earnings.
Yes! If your personal marginal tax rate (e.g. 0% or 16%) is lower than the company tax rate (30%), the excess franking credits are paid to you as a cash refund by the ATO upon lodging your tax return.
The grossed-up dividend is the sum of the cash dividend received plus the franking credit. This total is declared as assessable income on your tax return.
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