Canadian EI Maternity & Parental Benefits Calculator
Calculate Employment Insurance (EI) weekly payments for 15 weeks maternity and Standard (55%) vs. Extended (33%) parental leave.
Calculate Employment Insurance (EI) weekly payments for 15 weeks maternity and Standard (55%) vs. Extended (33%) parental leave.
Calculate Employment Insurance (EI) weekly payments for 15 weeks maternity and Standard (55%) vs. Extended (33%) parental leave. Calculate exact, penny-accurate projections compliant with 2026 CRA • Bank of Canada standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
2025 Maximum Insurable Earnings is $65,700 ($1,250.00/week).
Weekly Parental Benefit (55%)
$687.50/ week
Total leave duration: 50 weeks (15w mat + 35w parental)
Total Cumulative Benefit
$34,375.00
Over full 50 weeks
Average Monthly Cash Flow
$2,976.88
Estimated per calendar month
Leave Stage Breakdown:
• Maternity Leave: 15 weeks @ $687.50/wk = $10,312.50
• Parental Leave: 35 weeks @ $687.50/wk = $24,062.50
Standard Weekly Benefit = min(Weekly Insurable Earnings × 55%, $695)
Extended Weekly Benefit = min(Weekly Insurable Earnings × 33%, $417)Maternity benefits are payable for up to 15 weeks at 55%. Parental benefits can then be taken as either standard (35 weeks at 55%) or extended (61 weeks at 33%).
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CRA tax brackets, provincial taxes, Bank of Canada rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a qualified financial advisor or CPA prior to executing financial commitments.
Standard Parental benefits pay 55% of your average insurable weekly earnings (up to $695/week in 2025) for up to 35 weeks for one parent (or 40 weeks shared). Extended Parental benefits pay 33% (up to $417/week) for up to 61 weeks for one parent (or 69 weeks shared). The total cumulative dollar payout between the two options is roughly equivalent.
You need at least 600 hours of insurable employment in your qualifying period (the 52 weeks before the start date of your claim or since the start of your last claim).
Yes. EI benefits are considered taxable income. Federal and provincial income taxes are withheld at source from your weekly payments, and you will receive a T4E slip for tax filing.
Calculate combined Canadian federal and provincial income taxes, net take-home pay, and average tax rate across all 10 provinces and 3 territories.
Calculate employee and employer statutory payroll deductions for Canada Pension Plan (CPP, CPP2) and Employment Insurance (EI).
Calculate sales taxes across Canada including 5% GST, provincial PST/RST/QST, or combined HST (13% - 15%) before and after tax.