Calculate insured salary under BVG coordination, tax savings from voluntary pension buy-ins, multi-year staggering benefits, and 3-year lock-in rules.
If any pension capital is taken as a lump sum within 3 years of a voluntary buy-in, tax deductions for the buy-in are retroactively revoked and taxed!
Coordinated Salary = Gross - CHF 25,725 (min 3,675, max 62,475) | Tax Relief = Buy-in × Marginal Tax Rate100% of voluntary 2nd pillar pension buy-in contributions are deductible from taxable income. Staggering payments over 2-4 years breaks tax progression.
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Accurate Swiss net salary calculation with AHV/IV/EO (5.3%), ALV (1.1%), BVG Pension Fund (2nd Pillar), NBU accident insurance, and 13th month salary.
Calculate Swiss withholding tax (Quellensteuer) for B and L permit holders across all 26 cantons with Tariffs A, B, C, H, and child deductions.
Comprehensive tax calculator for all 26 Swiss cantons covering Federal Direct Tax, Cantonal Tax, Municipal Tax, Church Tax, and Wealth Tax.