Estimate LMI premium costs when borrowing over 80% LVR, and see how much you save using the Federal Government's 5% First Home Guarantee (FHG).
Adds ~91,00 $AU/month if capitalized into your loan.
LMI = Base Loan × Tiered LMI Rate (1.0% to 4.5% based on LVR)If LVR ≤ 80% or approved under the Home Guarantee Scheme (HGS), LMI is $0.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual ATO tax rates, superannuation rules, RBA cash rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult an ASIC-licensed financial advisor or CPA prior to executing financial commitments.
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