Simulate Brazilian INSS retirement under 2026 transition rules (Points, Progressive Age, 50% and 100% Tolls) and calculate estimated Initial Monthly Income (RMI).
Your completed age in 2026.
Total verified years of social security contributions.
Average of 100% of contribution wages since July 1994.
Months remaining toward 35y (M) or 30y (F) on reform date (Nov 13, 2019).
\text{RMI} = \bar{S}_{100\%} \times [60\% + 2\% \times (\text{Tempo} - T_{\text{base}})]; \qquad \text{Pontos} = \text{Idade} + \text{Tempo}EC 103/2019 calculates average wages using 100% of contributions without dropping the lowest 20%. The initial coefficient is 60%, plus 2% per year over 20 (men) or 15 (women). The 100% toll rule pays 100% of average wages.
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Comprehensive Brazilian CLT employment termination breakdown: statutory notice pay, proportional 13th salary, accrued vacation + 1/3, and 40% or 20% FGTS severance penalties.
Calculate Brazil CLT net take-home salary with 2026 progressive INSS brackets, IRRF with automatic simplified discount comparison (R$ 564.80), dependents, and transit voucher.
Simulate net Brazil CLT vacation pay: statutory days with constitutional 1/3 bonus, abono pecuniário (selling 10 days tax-free), optional 13th salary advance, and tax withholdings.