UK Stamp Duty Calculator (SDLT England & Northern Ireland)
Calculate SDLT for standard purchases, First-Time Buyer relief up to £425,000, 5% second home surcharge, and non-UK resident levies for properties in England and Northern Ireland.
Calculate SDLT for standard purchases, First-Time Buyer relief up to £425,000, 5% second home surcharge, and non-UK resident levies for properties in England and Northern Ireland.
Calculate SDLT for standard purchases, First-Time Buyer relief up to £425,000, 5% second home surcharge, and non-UK resident levies for properties in England and Northern Ireland.
SDLT = Sum(Tier Rate × Portion of Property Price in Band) + Surcharge (5% second home / 2% non-resident)SDLT is charged on an incremental slab system across purchase price bands. Additional residential properties (buy-to-let or second homes) trigger an extra 5% surcharge, and non-UK residents pay an additional 2%.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual HMRC tax bands, National Insurance contributions, Bank of England base rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a qualified financial advisor, CPA, or official HMRC documentation prior to executing financial commitments.
First-time buyers purchasing a residential property as their only home pay 0% SDLT on the first £425,000, and 5% on the portion between £425,001 and £625,000. If the property price exceeds £625,000, standard SDLT rates apply to the entire amount.
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