Calculate Singapore Annual Value (AV) progressive property tax under updated owner-occupied (0%-32%) vs non-owner-occupied (12%-36%) tiers and monthly GIRO payments.
Property\ Tax = \sum_{tier} (\min(AV_{tier}, Span_{tier}) \times Rate_{tier}) \\
Monthly\ GIRO = \frac{Property\ Tax}{12}Property Tax is levied progressively on the Annual Value (AV, based on estimated market gross rental). Owner-occupied homes enjoy 0% to 32% (first $12k AV free). Non-owner-occupied investment homes attract steep 12% to 36% rates.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CPF interest rates, ABSD criteria, COE prices, and bank mortgage rates may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a MAS-licensed financial adviser or IRAS/CPF officer prior to executing financial commitments.
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