39週間の法定産前産後休業手当（最初の6週は平均給与の90%、残り33週は週£184.03）および雇用主のHMRC回収額を計算。
Average pay over the 8-week relevant test period.
Employers automatically reclaim 92% (￥9,065) directly from HMRC via PAYE settlement.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual HMRC tax bands, National Insurance contributions, Bank of England base rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a qualified financial advisor, CPA, or official HMRC documentation prior to executing financial commitments.