Estimate lifelong monthly retirement payouts under Singapore CPF LIFE based on age 55 RA savings (BRS $106.5k, FRS $213k, ERS $426k) and plan choice.
2026 official benchmarks: BRS $106.5k, FRS $213k, ERS $426k
Monthly\ Payout = RA_{Balance} \times Rate_{Base} \times (1 + 0.07 \times (Age_{Payout} - 65)) \times Gender_{Factor} \\
Escalating_{Year\ n} = Payout_{Start} \times (1.02)^{n}CPF LIFE is Singapore's national lifetime longevity annuity scheme. Your Retirement Account (RA) savings at age 55 (BRS, FRS, or ERS) are converted into lifelong monthly payouts starting between age 65 and 70. Each year of deferral increases your monthly payout by up to 7% permanently.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CPF interest rates, ABSD criteria, COE prices, and bank mortgage rates may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a MAS-licensed financial adviser or IRAS/CPF officer prior to executing financial commitments.
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