Singapore Baby Bonus Cash Gift, CDA & Maternity Leave Calculator
Calculate Singapore enhanced Baby Bonus cash gifts ($11k-$13k), CDA First Step Grant ($5k) + dollar-for-dollar matching, and 16-week GPML / 4-week GPPL parental leave subsidies.
Calculate Singapore enhanced Baby Bonus cash gifts ($11k-$13k), CDA First Step Grant ($5k) + dollar-for-dollar matching, and 16-week GPML / 4-week GPPL parental leave subsidies.
Calculate Singapore enhanced Baby Bonus cash gifts ($11k-$13k), CDA First Step Grant ($5k) + dollar-for-dollar matching, and 16-week GPML / 4-week GPPL parental leave subsidies.
Includes cash gift, CDA grants, and paid parental leave subsidies
\text{Cash Gift} = \begin{cases} S\$11,000 & \text{1st & 2nd Child} \\ S\$13,000 & \text{3rd+ Child} \end{cases} \\
\text{CDA Govt Total} = S\$5,000 \text{ (First Step)} + \min(\text{Parent Deposit}, \text{Match Cap (S\$4k-S\$15k)}) \\
\text{GPML (16 Weeks)} = \min(\text{Monthly Salary}, S\$10,000) \times (2 \text{ mos for 1st-2nd} \lor 4 \text{ mos for 3rd+}) \\
\text{GPPL (4 Weeks)} = \min(\text{Weekly Wage}, S\$2,500) \times 4The enhanced Singapore Baby Bonus provides S$11,000 to S$13,000 in cash gifts, a S$5,000 automatic CDA First Step Grant, and dollar-for-dollar co-matching up to S$15,000. Additionally, the government funds 8 to 16 weeks of maternity leave (up to S$40,000) and 4 weeks of paternity leave (up to S$10,000).
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CPF interest rates, ABSD criteria, COE prices, and bank mortgage rates may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a MAS-licensed financial adviser or IRAS/CPF officer prior to executing financial commitments.
CDA funds can be spent at Approved Institutions (AIs), including preschools, childcare centres, pediatric clinics, hospitals, and pharmacies for medical treatment and optical care. CDA funds can be used until the end of the year the child turns 12, after which any remaining balance transfers automatically to their Post-Secondary Education Account (PSEA).
An initial lump sum is disbursed upon birth registration ($3,000 for 1st/2nd child, $4,000 for 3rd+). The remaining balance is disbursed in installments every 3 months from month 6 up until the child reaches 36 months old.
Yes, from 2024 onwards, statutory paternity leave is enhanced to 4 weeks. Employers can claim 100% reimbursement from the Singapore Government for all 4 weeks of wages paid to eligible fathers (capped at S$2,500/week or S$10,000 in total).
Calculate 2026 Singapore CPF contributions for Citizen and PR, S$8,000 Ordinary Wage ceiling, Additional Wage bonus cap, and OA/SA/MediSave distribution.
Estimate lifelong monthly retirement payouts under Singapore CPF LIFE based on age 55 RA savings (BRS $106.5k, FRS $213k, ERS $426k) and plan choice.
Calculate guaranteed compound growth across OA (2.5%), SA/MA (4.05%), and extra 1% to 2% tiered government interest for up to 30 years.