Singapore IRAS Personal Income Tax & Relief Calculator (2026)
Calculate progressive resident personal income tax (0% to 24%) vs non-resident rates, with CPF, earned income, child, and parent reliefs capped at $80,000.
Calculate progressive resident personal income tax (0% to 24%) vs non-resident rates, with CPF, earned income, child, and parent reliefs capped at $80,000.
Calculate progressive resident personal income tax (0% to 24%) vs non-resident rates, with CPF, earned income, child, and parent reliefs capped at $80,000. Calculate exact, penny-accurate projections compliant with 2026 CPFB • IRAS • Monetary Authority of Singapore (MAS) • HDB standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
Chargeable\ Income = Total\ Gross\ Income - \min(Total\ Reliefs,\ S\$80,000) \\
Tax\ Payable = \sum_{tier} (Chargeable_{tier} \times Rate_{tier}) \\
Effective\ Tax\ Rate = \frac{Tax\ Payable}{Total\ Gross\ Income} \times 100Singapore residents enjoy progressive rates from 0% to 24% (first $20k tax-free), with statutory reliefs capped at S$80,000. Non-residents are taxed at the higher of flat 15% or progressive resident rates without deductions.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CPF interest rates, ABSD criteria, COE prices, and bank mortgage rates may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a MAS-licensed financial adviser or IRAS/CPF officer prior to executing financial commitments.
You are treated as a Singapore Tax Resident if you are a Singapore Citizen, PR, or a foreigner who stayed or worked in Singapore for 183 days or more in a calendar year. Residents qualify for progressive rates and up to $80k in tax reliefs.
Singapore has NO Capital Gains Tax! Capital gains from shares, funds, crypto, and real estate are entirely tax-exempt. Furthermore, under Singapore's one-tier corporate tax system, dividends paid by Singapore tax-resident companies are tax-free.
The top marginal personal income tax bracket is 24% on chargeable income exceeding S$1,000,000. Tax returns must be filed annually by April 18th via IRAS myTax Portal.
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