Singapore Tenancy Stamp Duty & Net Rental Yield Calculator
Calculate IRAS tenancy lease stamp duty (0.4% rate) and assess gross and net rental yields after property tax, MCST maintenance fees, and leasing fees.
Calculate IRAS tenancy lease stamp duty (0.4% rate) and assess gross and net rental yields after property tax, MCST maintenance fees, and leasing fees.
Calculate IRAS tenancy lease stamp duty (0.4% rate) and assess gross and net rental yields after property tax, MCST maintenance fees, and leasing fees. Calculate exact, penny-accurate projections compliant with 2026 CPFB • IRAS • Monetary Authority of Singapore (MAS) • HDB standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
Total rent over 2 year(s) is $100,800 at 0.4% IRAS statutory duty rate.
Stamp\ Duty_{\le 4\ yrs} = Total\ Rent \times 0.4\% = (Monthly\ Rent \times 12 \times Years) \times 0.004 \\
Gross\ Yield = \frac{Annual\ Rent}{Property\ Value} \times 100 \\
Net\ Yield = \frac{Annual\ Rent - (Property\ Tax + MCST + Agent\ Fee + Repairs)}{Property\ Value} \times 100Under IRAS rules, lease stamp duty is 0.4% of total rent for leases of 4 years or less (exempt if AAR <= $1,000), customarily paid by the tenant. Net rental yield deducts non-owner-occupied property tax, condo maintenance (MCST), landlord agent commissions, and maintenance.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CPF interest rates, ABSD criteria, COE prices, and bank mortgage rates may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a MAS-licensed financial adviser or IRAS/CPF officer prior to executing financial commitments.
In Singapore, lease stamp duty is customary paid by the tenant unless negotiated otherwise. It must be stamped on the IRAS e-Stamping portal within 14 days of signing the tenancy agreement in Singapore (or 30 days if executed overseas) to be legally enforceable in court.
Singapore residential private properties typically deliver a gross rental yield of 3.0% to 4.2%. After accounting for non-owner-occupied property tax, monthly MCST maintenance fees ($300-$600), and leasing agent commissions, net yields average 2.2% to 3.2%.
Generally no. IRAS only considers stamp duty refunds if the tenancy agreement was aborted before the lease commencement date or rendered legally void. No refund is granted for early lease termination mid-tenancy.
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