Singapore Skills Development Levy (SDL) & SHG Payroll Calculator
Calculate mandatory Singapore Skills Development Levy (SDL 0.25%, min $2, max $11.25) paid by employers and tiered SHG employee payroll deductions (CDAC, MBMF, SINDA, ECF).
Calculate mandatory Singapore Skills Development Levy (SDL 0.25%, min $2, max $11.25) paid by employers and tiered SHG employee payroll deductions (CDAC, MBMF, SINDA, ECF).
Calculate mandatory Singapore Skills Development Levy (SDL 0.25%, min $2, max $11.25) paid by employers and tiered SHG employee payroll deductions (CDAC, MBMF, SINDA, ECF). Calculate exact, penny-accurate projections compliant with 2026 CPFB • IRAS • Monetary Authority of Singapore (MAS) • HDB standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
Includes basic wages, overtime, fixed allowances, commissions, and bonuses.
0.25% of gross wages (Min $2.00, Max $11.25). 100% employer borne.
\text{Employer SDL} = \min(S\$11.25, \max(S\$2.00, \text{Monthly Gross} \times 0.25\%)) \\
\text{CDAC (Chinese)}: S\$0.50 \sim S\$3.00 \\
\text{MBMF (Muslim)}: S\$3.00 \sim S\$30.00 \\
\text{SINDA (Indian)}: S\$1.00 \sim S\$30.00 \\
\text{ECF (Eurasian)}: S\$2.00 \sim S\$20.00The Skills Development Levy (SDL) is a mandatory employer contribution under SkillsFuture Singapore, payable at 0.25% of monthly remuneration (min S$2.00, max S$11.25) for all local and foreign staff. Self-Help Group (SHG) funds are tiered monthly deductions withheld by the employer from the employee's wage according to their race or religion.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CPF interest rates, ABSD criteria, COE prices, and bank mortgage rates may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a MAS-licensed financial adviser or IRAS/CPF officer prior to executing financial commitments.
Strictly NO! The Skills Development Levy (SDL) must be borne 100% by the employer. It is illegal to deduct SDL from employee salaries under the Skills Development Levy Act.
Yes! SDL applies to ALL employees working in Singapore, including foreigners on Employment Passes (EP), S Passes, Work Permits, as well as temporary and part-time staff.
Yes. SHG payroll contributions operate on an automatic opt-in basis by race. An employee who wishes not to contribute can submit an official opt-out form directly to the respective SHG council.
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