Brezilya sabit getirili varlıklarının net getiri karşılaştırması: Tesouro Selic, CDB, LCI/LCA ve kademeli gelir vergisi oranları.
Determines progressive IR bracket (22.5% down to 15%).
100% tax-exempt for individual investors.
\text{CDB Líquido} = \text{Ganho} \times (1 - \text{IR}); \qquad \text{LCI Equivalente} = \text{Taxa CDB} \times (1 - \text{IR})Taxable fixed income assets follow progressive withholding rates: <= 180 days (22.5%), <= 360 days (20%), <= 720 days (17.5%), > 720 days (15%). LCI and LCA bonds are completely exempt from federal income tax for individual taxpayers.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, underwriting, or legal advice. Actual interest rates, closing costs, lender fees, and statutory criteria may vary. Calconova explicitly disclaims all liability for any financial decisions or actions taken based upon these calculations. Users are strongly advised to consult a certified financial planner, CPA, or licensed lending officer prior to executing financial commitments.
Brezilya CLT tam işten ayrılma hesabı: son maaş bakiyesi, orantılı ihbar tazminatı, 13. maaş, 1/3 anayasal tatil ikramiyesi ve FGTS %40 veya %20 tazminat cezası dökümü.
2026 resmi kademeli INSS primleri, R$ 564,80 basitleştirilmiş indirimli IRRF gelir vergisi, bakmakla yükümlü kişi indirimi ve net maaşı hesaplayın.
CLT yıllık izin net ücreti: 1/3 anayasal ek, 10 günlük izni nakde çevirme (abono pecuniário - vergisiz), 13. maaş avansı ve INSS/IRRF kesintileri dökümü.