Ireland SUSI Student Grant Eligibility & Maintenance Calculator (2025/2026)
Calculate SUSI Higher Education student grant eligibility: 100%/50% fee grants and adjacent vs non-adjacent maintenance grants up to €7,586/year.
Calculate SUSI Higher Education student grant eligibility: 100%/50% fee grants and adjacent vs non-adjacent maintenance grants up to €7,586/year.
Calculate SUSI Higher Education student grant eligibility: 100%/50% fee grants and adjacent vs non-adjacent maintenance grants up to €7,586/year. Calculate exact, penny-accurate projections compliant with 2026 Revenue Commissioners • DSP • Central Bank of Ireland standards using Calconova's deterministic IEEE-754 (Decimal.js) calculation engine with instant breakdowns.
SUSI statutory assessment criteria
\text{Total SUSI Package} = \text{Student Contribution Fee Grant} + \text{Annual Maintenance Grant} \\
\text{Special Rate Maintenance} = \begin{cases} €7,586 / \text{year} & \text{if } \ge 30\text{km (Non-Adjacent)} \\ €3,230 / \text{year} & \text{if } < 30\text{km (Adjacent)} \end{cases} \quad [\text{Income } \le €26,200] \\
\text{Band 1 (100\% Full)} = \begin{cases} €4,291 / \text{year} & \text{Non-Adjacent} \\ €1,827 / \text{year} & \text{Adjacent} \end{cases} \quad [\text{Income } \le €42,000 + \text{Allowances}] \\
\text{Fee Grant Bands} = \{ 100\% \text{ up to } €55.9\text{k}, \; 50\% \text{ up to } €65.4\text{k}, \; €500 \text{ up to } €100\text{k} \}SUSI (Student Universal Support Ireland) administers statutory funding for higher education undergraduate students. Awards cover the €3,000 Student Contribution fee grant (100%, 50%, or €500 tiers) and monthly maintenance living grants (from €1,073 up to €7,586/year based on Adjacent <30km vs Non-Adjacent ≥30km distance and household reckonable income).
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual Central Bank of Ireland mortgage caps, Revenue PAYE/USC/PRSI rules, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a qualified financial advisor, CPA, or Irish Revenue documentation prior to executing financial commitments.
The Adjacent rate applies if your normal residence is within 30km of your higher education college. If you live 30km or further from college, you qualify for the much higher Non-Adjacent rate (often more than double the adjacent rate to assist with independent accommodation costs).
No! Under SUSI rules, Holiday Earnings Income Exclusion allows up to €7,925 earned by a student during official college vacation periods outside term time to be completely disregarded from household reckonable income.
Fee grants are paid directly by SUSI to your university registrar. Maintenance grants are deposited in 9 monthly instalments directly into the student's personal bank account across the academic year (September through May).
Calculate 2026 Irish net take-home pay: Standard Rate Cut-Off Point (€44k), 40% higher rate, USC 4 bands, PRSI Class A, and Personal & Employee tax credits.
Calculate your Irish Revenue Rent Tax Credit (€1,000 single / €2,000 joint) and Mortgage Interest Tax Credit (up to €1,250) tax refund entitlement.
Calculate Irish pension tax relief based on Revenue age limits (15% to 40%), €115,000 earnings cap, 40% higher rate refund, and net out-of-pocket costs.